The statements made with our program do not serve as a guarantee of success. It is only a demonstration of what is possible when you are dedicated and take daily action. Success is based on your own individual efforts and work ethic. Must be a U.S. or Canadian resident to receive the vacation getaways. Must be a U.S. resident only to receive the electronic incentives. Must be 18 years of age or older to participate in this program. By joining this program, you agree that you have read all the terms and conditions located at the bottom of DTOaffiliates.com and agree that there are no refunds. Non use of the tools and training does not warrant reason for a refund. All sales are final.